Payment methods

Payment service providers

Shopify Payments (Stripe)

The Shopify e-commerce platform's own payment method enables payment by lottery card, as well as e.g. Using Shop Pay, Apple Pay or Google Pay. The selection of payment methods varies depending on the customer's country.

You can already choose Shop Pay or Google Pay on the shopping cart page, which speeds up the payment process.

Klarna

With Klarna, you can pay immediately as an online bank or card payment, pay later, or split the payment into parts. See Klarna's conditions in more detail https://www.klarna.com/fi/ehdot/.

Paytrail

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license.

Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
www.paytrail.com

Bank charges

You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. From the online store, you will be directed directly to your own bank to make the payment securely.

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Card payment is made using a securely protected payment form, and the payment card information is not stored in the online store's systems.

Mobile payment methods

Mobile payment methods Pivo, MobilePay, Masterpass and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in that application. Pivo also accepts Siirto payments, which means that the payment can be accepted in any application that supports Siirto.

MobilePay

The payment terms are available on MobilePay's website.

MobilePay payment terms

Pivot

Terms of use are available on Pivo's website.

Pivo's terms of use

Move

Conditions applicable to transfer payments:

OP's general euro payment terms

Terms of use of the transfer service at Nordea [PDF]

 

Invoice and installment services

For invoice and installment payment services through Checkout, OP Invoice financing is available in the Classy online store.

OP Invoice

• For individuals over 20 years old in Finland
• The consumer gets 30 days to pay the first installment
• Buy on invoice - financing can be obtained for a purchase of 50-2000 euros
• If the consumer wishes, he can pay off the entire debt at once
• Buy on invoice – the interest rate for financing is a fixed 14.95% and the payment method is charged to the consumer by a 2 euro billing fee on the invoice

Consumer terms and conditions for OP's invoicing and installment payment method [PDF]

OP Buy on invoice product description

Please read the financing company's more detailed terms and conditions, which you will see when you accept the payment. When you accept the payment, you also accept the finance company's terms and conditions.